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For Assistance with a file in process please call or e-mail Kandice Chaussee (509) 586-7325 kchaussee@peakmtg.com
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Thank you for visiting my website.  The FIRST Step in home ownership is getting Pre-Approved.  During the Pre-Approval meeting we will review the following:

1. Credit – I will explain in detail the way that credit works and give you tips on improving your score if needed.  We will also discuss the impact that credit has on your loan options.

2. Income – Just because you make a certain $ on your paycheck doesn’t always mean that I can use that $ for Underwriting your income. I will explain the requirements for income and give you a solid number for your Mortgage.

3. Assets – The money that you have in; Savings, Checking, Retirement Account, or in the form of an acceptable Gift, all will play into the Mortgage Loan Approval.  Often people think that they need 20% down to buy a house, that is simply not true.  During our meeting we will review all Loan options.

Are You Buying or Refinancing?

Jeremy Brock NMLS ID#1170125 explains the entire process and has a team that diligently works to CLOSE YOUR LOAN.  Our mission is to always keep you up-to-date and explain everything in detail.  Our GREATEST success stories are the clients that were turned down by other mortgage companies.

Jeremy Brock
NMLS ID#1170125
Senior Mortgage Advisor
509-737-7161 (Cell)
jbrock@peakmtg.com

Kandice Chaussee
Transaction Coordinator
509-586-7325 (Office)
kchaussee@peakmtg.com

Megan McGinn
Loan Processor
509-586-7325 (Office)
mmcginn@peakmtg.com

 

Why should I be Pre-Approved before I Shop?

This is probably one of the most common questions that I get asked. Simple answer: so, you know exactly what you can shop for. There is nothing worse than finding that perfect house listed at $250,000 only to find out that you are approved for $225,000. You can eliminate that heartache and stress by getting a solid pre-approval. The pre-approval process is pretty simple, click the GREEN “APPLY” button at the top of this page. As soon as you fill out the information I will contact you for a meeting.

“I was able to get pre-approved and the sale of my home finalized in well under the 45 day standard transaction time. The total time spent with Jeremy Brock less than 4 hours, which let me focus on my career, family and the move. It was flawless and easy. Jeremy helps you get the best deal and explains your options in language the average person can understand. You not only leave with the best deal, you know you made the best decision because you understand the process. If you need a loan, Go to Jeremy Brock. ” John C.

2017

“Jeremy took care of us as people, not just clients. He went out of his way to answer questions after business hours. His knowledge and transparency about the loan process helped relieve any anxiety in the complicated process. I greatly recommend him, and I will come back.” Jeff S.

2017

What should I expect during the Pre-Approval Process?

After filling out the online application we will have you come in and review all your documents. As a Mortgage Advisor, I will review your credit history, income, and taxes. I will address any questions that you might have and give you a clear understanding of your monthly payments and interest rate. This process typically can be done in one meeting, either in person or over the phone. Here is a list of the documents that I will need to look at your situation:

  • Two current years of Tax Returns
  • Two current years of W-2’s
  • One month of current Pay Stubs
  • Two months of current Bank Statements

You can email all the above documents to jbrock@peakmtg.com. This will allow our time in the meeting to be most productive. Please bring any, and all questions to our meeting. My job depends on accurate information so please tell me everything about your unique situation. I look forward to helping you through one of the most important purchases in your life.

“Working with Jeremy Brock at Peak Mortgage exceeded our expectations. Not only did his team make the process comfortable and personable, they worked overtime to make sure we were in our house on my birthday. What a gift! If you’re looking for a mortgage team who treats you like family, seriously, go see Jeremy at Peak.” Sarah G.

2017

©2018 A division of Finance of America Mortgage LLC | Equal Housing Lender | NMLS 1071 | AZ BK 0910184 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

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Jeremy Brock
NMLS ID #1170125
Sr. Mortgage Advisor
Peak Mortgage
509-737-7161
jbrock@peakmtg.com

Josh McKenzie
NMLS ID #1132885
Sr. Mortgage Advisor
Peak Mortgage
509-797-0001
jmckenzie@peakmtg.com